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Virus 50 See our guide to COVID-19 in Atlanta (this page last updated )

A guide to maneuvering the SBA 'Paycheck Protection' loan program

The state of Georgia has been declared a disaster area — a guide to helping you prevent your small business from becoming one

Small Business Association disaster loans

Friends,

We wanted to share our experiences with fellow business owners on how the new Congressional legislation is working. We're queued up with our SBA lender and are in the process of applying for the emergency loan package. Here's what we understand so far (we'll keep this updated as we progress):

If you own or are involved with a small business, the SBA "Cares Act" loan program basically is a three step process:  (1) take your avg monthly payroll + 1099 payments to individuals over the past 12 months; (2) take that monthly payroll and multiply by 2.5 times. This is what the SBA will lend you. The SBA then forgives payments you make over the first 8 weeks of the loan to payroll (including 1099), rent and utilities. So if you borrow the money and then re-hire your employees, every dollar spent is forgiven debt. The SBA has waived the personal guarantees normally required.


In addition, there are two more options to consider:

  • For businesses with general liability insurance there may be a case for business interruption insurance.
  • The State of Georgia is officially a disaster zone and there are emergency funds available to businesses including a $10,000 quick payment mechanism. This disaster loan is a standard SBA emergency loan with repayment terms, etc. but can be rolled up into the larger loan without a personal guarantee.

 

2020.04.02 Update: We received the preliminary loan application last night and submitted it to the bank. We're using a community bank in Florida where we have had a relationship for the past several years who specializes in SBA loans. It is a 2 page application. Hard part is calculating 12 month average payroll but once you have this, the rest is checking off that you aren't a criminal. Bank says it will get back to us and expects to process it on Friday if application is complete.

2020.04.02 Update: The Treasury issued a new set of regulations that is throwing all the banks off a bit. Interest rate changed slightly and they changed the way companies could calculate the overall amount they can borrow to just include formal payroll. This is going to create a problem for businesses that have 1099 employees as this sets up a process for either unemployment or a long queue for individuals to have to go thru a swamped SBA process. If I were a freelancer or being paid by 1099 income, I'd recommend going to the unemployment process and see if the State of GA can start to handle this. Paying unemployment to 1099 workers isn't something the State is used to so expect some confusion to set in.

2020.04.03 Update: Our banker emailed at 11:53pm (midnight) with a list of items that might be needed. also gave me his cell number, email, etc. and encouraged me to call with any questions over the weekend. Seems like the Treasury change last night threw everyone off. Hearsay from friends on Wall Street and Private Equity - there is great fear that the US Treasury isn't staffed to handle the promises made by the Congress. This might turn out to be a mirror of the promised "Covid 19 tests". Hope not. 

2020.04.04 Update: Our bank got swamped with so many loans that they had to shut down the acceptance of new applications until the first batch of loans gets cleared. 

2020.04.06 Update: I sent an email submitting all the additional information - basically was asking for payroll information for calendar year 2019 and then YTD thru March 1, 2020. Seems like the Treasury is moving timing around for purposes of computing the overall loan amount. They also wanted some W2 information. It was pretty easy to provide as we just did this for year end accounting. On the email, i asked for information on where we are in the queue and got a call back mid-morning. The bank is running two 12 hour shifts and they hand the files off and go home and sleep and then come back for another shift. We seemed to have give all the info needed so we were moving along. The bank had yet to get any loans thru the SBA but they were optimistic that things were going to be processed. One key item - we seemed to have a "number" from the SBA so this seemed to suggest we have a file that just needs populating.

2020.04.09 Update: We're expecting a call today or Friday with some sense of what the queue looks like ... more to come. 

2020.04.11 Update: We got an email from our banker saying they are working through our application and to should have an undate in the next day or two. 

Paycheck Protection Congratulations Note


2020.04.13 Update: We received an automated email saying "Congratulations!" but more documentation was needed and there will be another email request for info in the next 24-48 hours. The documentation is similar to what we've submitted but there is a more detailed request for bank statements, the last tax return and where you want the funds to be sent. Crossing our fingers that we're close. 

Update: 2020.04.16 – We are still awaiting the 24-48 hour promised update from our bank. We’re at 72 hours but thinking these guys are swamped. When we saw the news that the program was going to run out of money, we sent a note to the bank asking if we are still good and got an immediate reply that they had the funds secured. A few friends of friends have gotten funded so we’ll see. Congress is working on refreshing the funds but the talks have been slowed this week over whether or not to give additional money to hospitals/municipalities in addition to reloading the SBA money. The politics are going to get gnarly as connected businesses get money and true small businesses and 1099 contractors without easy access to advice are going to get screwed. Access to high quality information and the confidence to access/navigate the fluid situation is going to be the life or death of Atlanta’s small business community.

SBA Out Of Money WSJ

Update: 2020.04.16 – The Wall Street Journal is reporting that SBA has shut the doors on the small business program. One note of caution, there is a game of chicken going on between the Republicans and Democrats on the next bill so keep in mind that the SBA is an arm of the Trump Administration and has an incentive to play up the closing of the funds batch of money. Not pretty but there is no way there aren't more funds coming in this program so small businesses need to find a bank and queue up for the next round. Most banks have a "waiting list".

Update 2020.04.17 - We got the email from the bank asking for the final round of documents. Pretty straightforward request for last tax return, 3 months of bank statements, a borrowing resolution form to sign, driver's license photo, payroll summary and a quick worksheet for how you intend to use the funds. The worksheet spells out that 75% of the money must go to payroll. There is a reference in the request for information that says "funding date, targeted at 10 days from SBA Authorization." We're guess that the autorization was made with the Congratulations email from April 11th. If so, maybe next Tuesday or Wednesday?

Update 2020.04.24 - We got a call from the bank that they hit a glitch with their internal software trying to manage the volume of loans and thought they would be able to clear all the loans over the weekend.

Update 2020.04.30 - We got a final request from the bank to submit the 2019 tax return related to the business. We had provided all the information that would have been on that form but seemed that the SBA wants to see this on the proper IRS form. An hour after submitting this, we got an email saying the loan had been completed. Everything in the fine print was what we had expected - no new surprises thankfully. Funding is supposed to be done within 2 business days.

Update 2020.05.01 - We received our cash. It was deposited directly into our account. Now the work turns to the rules for how to use the money so it gets written off. Hope this log is helpful to others going thru this process.

Ben Eason
ben.eason@creativeloafing.com



More By This Writer

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Coy Bowles - Zac Brown Band multi-instrumentalist entertains from his Facebook page
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Sam Burchfield - The Frederick Brown Amphitheater, May 30, 2020, 8 p.m.
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Buy Nothing Project - Join on Facebook, find your neighborhood, and post what you might want to lend, giveaway or share with others around you.
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Andrew Hyra - Streaming from his Facebook page
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Karl Schmidt Verlag - Downloads from the archives of To Live & Shave in L.A.'s Tom Smith
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Kimono My House - Live House Concerts from (mostly) Atlanta musicians in a time of situational isolation. Started by Andy Gish (The Yum Yum Tree) and Kim Ware (The Good Graces).
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Live from Home - LiveNatiuon streaming service for Atlanta and the world
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Michelle Malone - Dinner and a show
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Ed Roland - The Living Room
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'Stay at Home' online music festival
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Talk Cinephilia To Me - An Atlanta podcast about watching cinema by Julie Kearns
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Tip Music - Search for streaming music by artists, band names, or by city
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Tunes for Tones - Music videos to heal Tony Levitas
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!!!Elsewhere:
68 cultural, historical, and scientific collections you can explore online - Smithsonian magazine article

Animal Planet to air 94-hour marathon - Puppies And Kittens on "Too Cute" 
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Ben Watt - Lagniappe Session - streaming link

Broadway musicals and Plays - For a limited time only
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Elton John to host TV, radio concert - Sunday, March 29, 9 p.m.
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Harry the Dirty Dog - Read by Betty White
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Jewel Live from San Quarantine - Fundraiser for Inspring Children Foundation
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NASA - The agency's entie media library publicly available
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The New York Public Library - Download a limited number of books and search the archives
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Radio Free America - Forgo the terrestrial call letters
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'Till Further Notice - the annual anti-festival held in Willie Nelson’s backyard, will present “‘Til Further Notice,” a live-streamed event held in the absence of this year’s in-person event.
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Richard Thompson - Facebook live concert Sunday, March 29, 2020 4 p.m. EST
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U.S. National Parks - Explore them via Google 360-0degree virtual tours
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Viral Music - Because kindness is contagious - Facebook group supporting (streaming) independent artists
More Information

Yale University's popular 'happiness' course available online - CNN Health 3/23/20 article

Neil Young Archives - Freside Sessions available for free streaming
More Information

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__Coy Bowles__ - Zac Brown Band multi-instrumentalist entertains from his Facebook page
[https://www.facebook.com/coybowlesmusic/|More Information]

__Sam Burchfield__ - The Frederick Brown Amphitheater, May 30, 2020, 8 p.m.
[https://www.facebook.com/clatl/settings/?tab=video_crossposting&ref=vcp&partner_id=17187236726|More information]

__Buy Nothing Project__ - Join on Facebook, find your neighborhood, and post what you might want to lend, giveaway or share with others around you.
[https://www.facebook.com/BuyNothingProject/?tn=,d,P-R&eid=ARDRSj84mQkAks-PUqLdj8thyhnPkxFJfS4bcd-CTnI8Ld4lMFzPPK7wTfA_lNRxkFxo_okxDUSOoQdI|More information] or [https://www.facebook.com/search/str/buy nothing project near me/keywords_groups?f=AbpfYtKe0XWr5vWfAJiIaFbIvo5VEMzPwEqTVWJWFKeofvBKnyOTsKAqCQynpx4auYe_KXrMD4eMPW0237HT0eiHdDQioiCRCAnnuPcjstl70q0p4cd3YPHy87d2jlHp58h4BtFSVtOPVOD81iPHxltS&epa=SEE_MORE|here]

__Coronapalooza Relief Concert Series__ - Larry Hurley's gathering of self-isolating musicians
[https://www.facebook.com/groups/coronapalooza/permalink/313634362949890/|More Information]

__Andrew Hyra__ - Streaming from his Facebook page
[https://www.facebook.com/andrew.hyra?tn=,dlCH-R-R&eid=ARBTv-CFjuvNkGOHWPJblIJM-bsdNVXrDpCRdeZyBN_BK1ZC5N8KRS8Vvx1_yrt0gkPm93KK0RLd-VLy&hc_ref=ARQtNdnCI8_b4BzX6BrUyP-_j4imN8p0VCDFwvyKLmmsU4-QKoTylbX9UeJ5LGtrVIQ&ref=nf_target&hc_location=group|More Information]

__Karl Schmidt Verlag__ - Downloads from the archives of To Live & Shave in L.A.'s Tom Smith
[https://tomsmithksv.bandcamp.com|More Information] 

__Kimono My House__ - Live House Concerts from (mostly) Atlanta musicians in a time of situational isolation. Started by Andy Gish (The Yum Yum Tree) and Kim Ware (The Good Graces).
[https://www.facebook.com/groups/3052975928054454/?hc_ref=ARQJhYKY0PrSKCzqOQNBzG3ZqGjuBw_BtUfLeKdkBQixASk8BOcK2-cXvo0Jgay60vY&ref=nf_target|More Information]

__Live from Home__ - LiveNatiuon streaming service for Atlanta and the world
[https://www.livenation.com/livefromhome?c=EML_LN_LN2051412&camefrom=EMLN_LN2051412&et_rid=24037024&utm_source=sfmc&utm_medium=lnemail&utm_term=EML_LN_LN2051412|More Information]

__Michelle Malone__ - Dinner and a show
[https://www.facebook.com/events/571811836795709/575284066448486/?notif_t=admin_plan_mall_activity¬if_id=1586538874842495|More Information]

__Ed Roland__ - The Living Room
[https://www.facebook.com/thelivingroom2020/|More Information]

__'Stay at Home' online music festival__
[https://www.stayathomefest.com/?fbclid=IwAR0Z-c9bNNXIGcAMnspm3JoMGUNxbkKrXNVzy2OeuNkK5dvvOoPaFmZzWjI#calendar|More Information]

__Talk Cinephilia To Me__ - An Atlanta podcast about watching cinema by Julie Kearns
[https://anchor.fm/juli-kearns/episodes/Discussing-the-1964-film-The-Last-Man-on-Earth-ebugh8/a-a1p7i2b?fbclid=IwAR0-LdxBDEhJO_zq_s3JNii4ZUu0v7tpbgB24gAiBqYr1WD4VMIagQGWYkY|More Information]

__Tip Music__ - Search for streaming music by artists, band names, or by city
[https://tipmusic.us|More Information]

__Tunes for Tones__ - Music videos to heal Tony Levitas
[https://www.youtube.com/channel/UCE6-cJjZx1WKFV-nyOChkXw/?fbclid=IwAR1hy0IIBKTYaGwri87hy48rHI0D3V1S7ppM-y0JxUskN_Gf98pw_UR6lJk|More Information]

!!!Elsewhere:
__68 cultural, historical, and scientific collections you can explore online__ - ''Smithsonian'' magazine [https://www.smithsonianmag.com/smart-news/68-cultural-historical-and-scientific-collections-you-can-explore-online-180974475/?utm_source=facebook.com&utm_medium=socialmedia&fbclid=IwAR1-d2qEWHIGm_4wTOAm79GadD9ZXfJFBdZn1arItqOcaSba11rMK-J2wZs|article]

__Animal Planet to air 94-hour marathon__ - Puppies And Kittens on "Too Cute" 
[https://www.animalplanet.com/tv-shows/too-cute/|More Information]

__Ben Watt__ - Lagniappe Session - streaming [https://aquariumdrunkard.com/2020/03/10/the-lagniappe-sessions-ben-watt/?fbclid=IwAR3i2N9gFjtnhULR9Fx92RKbQcTZ7-KeZChFBO2DMl_tDdIoQ_P4ybUyIVo|link]

__Broadway musicals and Plays__ - For a limited time only
[https://www.broadwayhd.com|More Information]

__Elton John to host TV, radio concert__ - Sunday, March 29, 9 p.m.
[https://www.iheart.com/content/2020-03-25-musics-biggest-stars-coming-together-for-living-room-concert-for-america/|More Information]

__Harry the Dirty Dog__ - Read by Betty White
[https://www.storylineonline.net/books/harry-the-dirty-dog/?fbclid=IwAR1dbirtYGnPR0p5AjH6UIlA__lNy2El4k496VJvbmjUSf4_x4ip8Blt5dc|More Information]

__Jewel Live from San Quarantine__ - Fundraiser for Inspring Children Foundation
[https://www.facebook.com/donate/2211818172447964/|More Information]

__NASA__ - The agency's entie media library publicly available
[https://images.nasa.gov|More Information]

__The New York Public Library__ - Download a limited number of books and search the archives
[https://www.nypl.org|More information]

__Radio Free America - __Forgo the terrestrial call letters
[https://www.radiofreeamerica.com/podcasts|More Information]

__'Till Further Notice__ - the annual anti-festival held in Willie Nelson’s backyard, will present “__‘Til Further Notice,__” a live-streamed event held in the absence of this year’s in-person event.
[http://luckreunion.com/tilfurthernotice?fbclid=IwAR3_wWfXWVHDlb7MS4zAl9CeCzUT0nUDqpBenN9N73l4B7wMZ_N5cpIdWHQ|More Information]

__Richard Thompson__ - Facebook live concert Sunday, March 29, 2020 4 p.m. EST
[https://www.facebook.com/RichardThompsonMusic/photos/a.318876882286/10158354128952287/?type=3&theater|More Information]

__U.S. National Parks__ - Explore them via Google 360-0degree virtual tours
[https://techcrunch.com/2016/08/25/google-now-lets-you-explore-u-s-national-parks-via-360-degree-virtual-tours/?fbclid=IwAR2NoG_qvm5qhJQQiDWQu4PG8eXVNFuxjvi5nVu0LxrZSeorbiIVKndj3Fs|More information]

__Viral Music - Because kindness is contagious - __Facebook group supporting (streaming) independent artists
[https://www.facebook.com/groups/622864291902580/?fref=nf|More Information]

__Yale University's popular 'happiness' course available online__ - CNN Health 3/23/20 [https://www.cnn.com/2020/03/23/health/yale-happiness-course-wellness/index.html?utm_term=158505191331337b55c6d8087&utm_source=Coronavirus Update - March 24, 2020&utm_medium=email&utm_campaign=193008_1585051913317&bt_ee=Nv41ZDAz59NnM4rBj0u/3shwmAN6R04KITiYp68Vu k6MxZ9ZB3An6HBqHWqWfN2&bt_ts=1585051913317&fbclid=IwAR2hgHCsHsBxIChj1-5yxMXP1QWoCbblXa3MfyR52euuH9iVoO3g0IUDmFA|article]

__Neil Young Archives__ - Freside Sessions available for free streaming
[https://neilyoungarchives.com|More Information]

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Coy Bowles - Zac Brown Band multi-instrumentalist entertains from his Facebook page
More Information

Sam Burchfield - The Frederick Brown Amphitheater, May 30, 2020, 8 p.m.
More information

Buy Nothing Project - Join on Facebook, find your neighborhood, and post what you might want to lend, giveaway or share with others around you.
More information or here

Coronapalooza Relief Concert Series - Larry Hurley's gathering of self-isolating musicians
More Information

Andrew Hyra - Streaming from his Facebook page
More Information

Karl Schmidt Verlag - Downloads from the archives of To Live & Shave in L.A.'s Tom Smith
More Information 

Kimono My House - Live House Concerts from (mostly) Atlanta musicians in a time of situational isolation. Started by Andy Gish (The Yum Yum Tree) and Kim Ware (The Good Graces).
More Information

Live from Home - LiveNatiuon streaming service for Atlanta and the world
More Information

Michelle Malone - Dinner and a show
More Information

Ed Roland - The Living Room
More Information

'Stay at Home' online music festival
More Information

Talk Cinephilia To Me - An Atlanta podcast about watching cinema by Julie Kearns
More Information

Tip Music - Search for streaming music by artists, band names, or by city
More Information

Tunes for Tones - Music videos to heal Tony Levitas
More Information

!!!Elsewhere:
68 cultural, historical, and scientific collections you can explore online - Smithsonian magazine article

Animal Planet to air 94-hour marathon - Puppies And Kittens on "Too Cute" 
More Information

Ben Watt - Lagniappe Session - streaming link

Broadway musicals and Plays - For a limited time only
More Information

Elton John to host TV, radio concert - Sunday, March 29, 9 p.m.
More Information

Harry the Dirty Dog - Read by Betty White
More Information

Jewel Live from San Quarantine - Fundraiser for Inspring Children Foundation
More Information

NASA - The agency's entie media library publicly available
More Information

The New York Public Library - Download a limited number of books and search the archives
More information

Radio Free America - Forgo the terrestrial call letters
More Information

'Till Further Notice - the annual anti-festival held in Willie Nelson’s backyard, will present “‘Til Further Notice,” a live-streamed event held in the absence of this year’s in-person event.
More Information

Richard Thompson - Facebook live concert Sunday, March 29, 2020 4 p.m. EST
More Information

U.S. National Parks - Explore them via Google 360-0degree virtual tours
More information

Viral Music - Because kindness is contagious - Facebook group supporting (streaming) independent artists
More Information

Yale University's popular 'happiness' course available online - CNN Health 3/23/20 article

Neil Young Archives - Freside Sessions available for free streaming
More Information

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More Information

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More Information

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More Information

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[https://atlanta.eater.com/2020/3/16/21182285/brookhaven-ga-suspends-dining-restaurants-atlanta-mayor-bans-large-gatherings-covid-19-coronoavirus|More Information]

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84th Annual Atlanta Dogwood Festival - Postponed, date TBD 3/16/20
More Information

2020 State Farm College Slam Dunk & 3-Point Championship - Suspended 3/13/20
More Information

American Craft Show Atlanta - Canceled 3/11/20
More Information

Atlanta Dogwood Festival - Postponed from original dates. now set for Froiday - Sunday, August 7 - 9.
More Information

Atlanta Film Festival - Postponed, new dates TBA 3/19/20
More Information

Atlanta Grilled Cheese Festival - Postponed 3/17/20
More Information

The Big Stupid Parking Lot Carnival - The annual fundraiser will move to a summer date
More Information

Chicken Raid 2020 - Postponed
More Information

Civil Rights Tours Atlanta with Tom Houck - Tours are suspended until "the coast is clear"
More Information

Inman Park Festival - postponed
More Information

Live Nation - Pausing arena tours 3/12/20
More Information

The Masters Tournament - Postponed 3/13/20
More Information

Record Store Day - Changed to specified "Drop Days." This year's RSD releases will come out on three different Saturdays: August 29, September 26, and October 24; with participating indie record stores expected to be open on those days. Check individual stores for their participation.stores expected.
More Information

The Rolling Stones "No Filter" Tour at Mercedes Benz Stadium - Postponed
More Information

Savannah Music Festival - Canceled, accepting donations for COVID-19 research 3/13/19
More Information

Shaky Knees - Rescheduled for October 16-18 3/18/20
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!!Decatur
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!!Metro Atlanta
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!!Events

__84th Annual Atlanta Dogwood Festival__ - Postponed, date TBD 3/16/20
[https://dogwood.org/|More Information]

__2020 State Farm College Slam Dunk & 3-Point Championship__ - Suspended 3/13/20
[https://www.collegeslam.com/Event_Suspended|More Information]

__American Craft Show Atlanta__ - Canceled 3/11/20
[https://craftcouncil.org/shows/acc/american-craft-show-atlanta|More Information]

__Atlanta Dogwood Festival__ - Postponed from original dates. now set for Froiday - Sunday, August 7 - 9.
[https://dogwood.org|More Information]

__Atlanta Film Festival__ - Postponed, new dates TBA 3/19/20
[https://www.atlantafilmfestival.com/atlff-news/2020/3/19/atlanta-film-festival-postpones-2020-event|More Information]

__Atlanta Grilled Cheese Festival__ - Postponed 3/17/20
[https://www.atlantagrilledcheese.com/|More Information]

__The Big Stupid Parking Lot Carnival__ - The annual fundraiser will move to a summer date
[https://dadsgarage.com/big-stupid-parking-lot-carnival-postponed/|More Information]

__Chicken Raid 2020__ - Postponed
[https://www.facebook.com/events/1300705626776710/-|More Information]

__Civil Rights Tours Atlanta with Tom Houck__ - Tours are suspended until "the coast is clear"
[https://civilrightstour.com|More Information]

__Inman Park Festival__ - postponed
[http://inmanparkfestival.org|More Information]

__Live Nation__ - Pausing arena tours 3/12/20
[https://www.billboard.com/articles/business/touring/9333748/live-nation-global-pause-tours-concerts-coronavirus?fbclid=IwAR2ZcowS2b4AcJhj83ukC6EscosAiOdN0r0UWErvPtVRVx77sYAPJrdrtp0|More Information]

__The Masters Tournament__ - Postponed 3/13/20
[https://www.masters.com/en_US/news/articles/2020-03-13/2020_masters_tournament_postponed.html|More Information]

__Record Store Day__ - Changed to specified "Drop Days." This year's RSD releases will come out on three different Saturdays: August 29, September 26, and October 24; with participating indie record stores expected to be open on those days. Check individual stores for their participation.stores expected.
[https://recordstoreday.com/?fbclid=IwAR2S72T5hzs8E_ZH7lllqcSu2juP941G9czS1seLUH6t2dczPyAHmgQe69E|More Information]

__The Rolling Stones "No Filter" Tour at Mercedes Benz Stadium__ - Postponed
[https://rollingstones.com/tour|More Information]

__Savannah Music Festival__ - Canceled, accepting donations for COVID-19 research 3/13/19
[https://www.savannahmusicfestival.org/covid-19-donations-refunds-faq/?fbclid=IwAR3mmg57Yk0OXPO3aM2qBCDoQFg64IdGvNka_aFQMEefgNI5sk_TlGoVWM4|More Information]

__Shaky Knees__ - Rescheduled for October 16-18 3/18/20
[https://www.facebook.com/shakykneesfest/photos/a.257174621081250/1863392830459413/?type=3&theater|More Information]"
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!!College Park


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!!Decatur


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!!Metro Atlanta


 

!!Events

84th Annual Atlanta Dogwood Festival - Postponed, date TBD 3/16/20
More Information

2020 State Farm College Slam Dunk & 3-Point Championship - Suspended 3/13/20
More Information

American Craft Show Atlanta - Canceled 3/11/20
More Information

Atlanta Dogwood Festival - Postponed from original dates. now set for Froiday - Sunday, August 7 - 9.
More Information

Atlanta Film Festival - Postponed, new dates TBA 3/19/20
More Information

Atlanta Grilled Cheese Festival - Postponed 3/17/20
More Information

The Big Stupid Parking Lot Carnival - The annual fundraiser will move to a summer date
More Information

Chicken Raid 2020 - Postponed
More Information

Civil Rights Tours Atlanta with Tom Houck - Tours are suspended until "the coast is clear"
More Information

Inman Park Festival - postponed
More Information

Live Nation - Pausing arena tours 3/12/20
More Information

The Masters Tournament - Postponed 3/13/20
More Information

Record Store Day - Changed to specified "Drop Days." This year's RSD releases will come out on three different Saturdays: August 29, September 26, and October 24; with participating indie record stores expected to be open on those days. Check individual stores for their participation.stores expected.
More Information

The Rolling Stones "No Filter" Tour at Mercedes Benz Stadium - Postponed
More Information

Savannah Music Festival - Canceled, accepting donations for COVID-19 research 3/13/19
More Information

Shaky Knees - Rescheduled for October 16-18 3/18/20
More Information    TONY PARIS WORTH A MILLION IN PRIZES: Love Tractor at the Vista Room.  0,0,1    covidpage                             Atlanta guide to the arts, entertainment, events, retail, and other closings during the Coronavirus pandemic "
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Saturday May 30, 2020 02:37 pm EDT
'This ain't no party, this ain't no disco,' this ain't no foolin' around' | more...
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  string(2959) "The closing of bars, restaurants, and clubs in metro Atlanta was first voluntary. Now it is mandatory. Remember those in the service industry you've grown accustomed to seeing on a regular basis — and those musicians and artists who perform at many of the venues you regularly patronize.

!!!8arm
!!!Donate to the 97 Estoria staff!
!!!Support for 529 staff
!!!Support the A Mano family
!!!Agave (staff) needs your help
!!!Support The Albert staff
!!!Atlanta artists emergency fund
!!!Atlanta Community Food Bank
!!!Atlanta Family Meals helping hospitality workers
!!!Banshee employee emergency fund
!!!Barcelona team members emergency relief fund
!!!The Basement EAV Staff
!!!Tip ya Battle N Brew Staff
!!!BoccaLupo Staff Fundraiser
!!!Bon Ton staff relief fund
!!!Support Bookhouse Pub servers and kitchen staff
!!!Brewhouse staff rainy day fund
!!!Brick Store Pub staff
!!!Buteco family
!!!Support show staff at Center Stage Atlanta
!!!City Winery employee relief fund
!!!The Clermont Lounge employees need your help
!!!Help out the Colonnade service staff in Atlanta
!!!Team District relief fund
!!!The DJ & Nightlife Workers Fund (ATL)
!!!Help out The EARL employees who are out of work
!!!Help support the staff at Eddie's Attic
!!!Elliot Street Pub staff support fund
!!!Help support elmyr employees while we are closed
!!!Help elmyriachi employees
!!!Help the Euclid Avenue Yacht Club family
!!!Fifth Group Family Fund (South City Kitchen, Ecco, La Tavola, Lure, El Taco, Alma Cocina and Bold Catering & Design)
!!!Help the Flatiron and Trophy Room family
!!!Help support Gaja Korean Bar staff
!!!The Giving Kitchen
!!!Help out the best dive bar (The Highlander) in Atlanta
!!!Support the employees of The Imperial
!!!Help support the staff of Joe's East Atlanta
!!!LEON's Full Service staff
!!!Little 5 Points virtual tip jar
!!!Help The Masquerade Staff
!!!Midway Pub Covid 2020
!!!Support for MJQ/Drunken Unicorn staff
!!!Moe's Original BBQ to help feed Atlanta's essential workers & first responders
!!!The Pig & the Pearl soup kitchen
!!!Help the Plaza Theatre survive COVID-19
!!!Raging Burrito staff
!!!The Righteous Room employee fund
!!!Sister Louisa's Church of the Living Room & Ping Pong Emporium staff relief fund
!!!Six Feet Under staff relief fund
!!!Support the staff at Smith's Olde Bar
!!!Soto Soto relief fund
!!!Please help the Southern Belle & Georgia Boy staff
!!!Supply & Demand emergency fund
!!!Taco Cantina's team support
!!!Help my dad's Thumbs Up Diner staff survive the COVID-19 crisis
!!!Tin Roof Cantina staff relief fund
!!!Support our Tiny Lou's family
!!!Twain's staff relief fund
!!!All f#cks given: Victory, Little Trouble, Lloyd's, S.O.S.
!!!Keep Wax 'N' Facts Alive
!!!Help save Wuxtry Records in Athens & Decatur
!!! 
We will update this list as we receive more information.
 "
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  string(10580) "The closing of bars, restaurants, and clubs in metro Atlanta was first voluntary. Now it is mandatory. Remember those in the service industry you've grown accustomed to seeing on a regular basis — and those musicians and artists who perform at many of the venues you regularly patronize.

!!!__[https://docs.google.com/document/d/19n7aWdoVisfF7G8lRSJhMAd9w-Aa0Luf9ZE1Idg7Y2Y/edit|8arm]__
!!![https://www.gofundme.com/f/donate-to-the-estoria-staff|Donate to the __97 Estoria__ staff!]
!!![https://www.gofundme.com/f/support-for-529-staff?utm_medium=copy_link&utm_source=customer&utm_campaign=p_lico share-sheet exp4vb&fbclid=IwAR1wEIDbM2JEFkJ2342Al9E5HB5mHCUGdftlYaSDl3sC4nJF8BNYyWbyVts|Support for __529__ staff]
!!![https://www.gofundme.com/f/support-the-a-mano-family|Support the __A Mano__ family]
!!![https://www.gofundme.com/f/agave-needs-your-help?utm_source=customer&utm_medium=copy_link&utm_campaign=m_pd share-sheet|__Agave__ (staff) needs your help]
!!![https://www.gofundme.com/f/support-the-albert-staff?utm_source=customer&utm_medium=sms&utm_campaign=p_cp share-sheet|Support __The Albert__ staff]
!!![https://www.gofundme.com/f/atlartsrelief?utm_source=facebook&utm_medium=social&utm_campaign=p_cp share-sheet&fbclid=IwAR2dSq_L7_aYNWpxR-B-7yEHtozUgPjp4ksOWTeyL1-0Y9uuUrNsoj2ZP2A|__Atlanta artists__ emergency fund]
!!!__[https://www.acfb.org|Atlanta Community Food Bank]__
!!!__[https://www.atlfamilymeal.org|Atlanta Family Meals ]__[https://www.atlfamilymeal.org|helping hospitality workers]
!!![https://www.gofundme.com/f/banshee-employee-emergency-fund?utm_source=facebook&utm_medium=social&utm_campaign=m_pd share-sheet&fbclid=IwAR2yl-FvQLLjva7CK_p5WWeFV9komM9xMPeAbLUlwqPt9CWVCYqttx8HBOU|__Banshee__ employee emergency fund]
!!![https://www.gofundme.com/f/fund-for-folks-that-are-hit-the-hardest|__Barcelona__ team members emergency relief fund]
!!![https://www.gofundme.com/f/zyu4y|__The Basement__ EAV Staff]
!!![https://www.paypal.com/pools/c/8nrjzHCDia|Tip ya __Battle N Brew__ Staff]
!!![https://www.gofundme.com/f/boccalupo-staff-fundraiswer|__BoccaLupo__ Staff Fundraiser]
!!![https://www.gofundme.com/f/bon-ton-relief-fund|__Bon Ton__ staff relief fund]
!!![https://www.gofundme.com/f/support-bookhouse-servers-and-kitchen-staff|Support __Bookhouse Pub__ servers and kitchen staff]
!!![https://www.gofundme.com/f/brewhouse-staff-rainy-day-fund?fbclid=IwAR3xQ-cIxzRUY_XgC4nVklN_u4LBVw7hqrTMsFCEa8PoKKSdVws2mcOPYPs|__Brewhouse__ staff rainy day fund]
!!![https://www.gofundme.com/f/brick-store-pub-staff|__Brick Store Pub__ staff]
!!![https://www.gofundme.com/f/buteco-family|__Buteco__ family]
!!![https://www.gofundme.com/f/employee-fundraiser-for-center-stage-atlanta?sharetype=teams&member=4152596&pc=fb_co_campmgmt_w&rcid=r01-158585576091-f8ff38db19f9455f&utm_source=facebook&utm_medium=social&utm_campaign=p_lico share-sheet&fbclid=IwAR1VG6VPVL1f6KaEfwqUAJrcreYJWWabQQDgHDC_kcRWsP4vdUbBH5HCDs8|Support show staff at __Center Stage__ Atlanta]
!!![https://www.gofundme.com/f/city-winery-employee-relief-fund?utm_source=customer&utm_medium=copy_link-tip&utm_campaign=p_cp share-sheet&utm_source=City Winery Atlanta Newsletter&utm_campaign=fc4c981c25-ATL_DED_RELIEFFUND_3-20-20&utm_medium=email&utm_term=0_c6e7d58cad-fc4c981c25-148199901&mc_cid=fc4c981c25&mc_eid=236f7c26ff|__City Winery__ employee relief fund]
!!![https://www.gofundme.com/f/the-clermont-lounge-employees-need-your-help|The __Clermont Lounge__ employees need your help]
!!![https://www.gofundme.com/f/help-out-the-colonnade-service-staff-in-atlanta|Help out __the Colonnade__ service staff in Atlanta]
!!![https://www.gofundme.com/f/help-the-staff-survive-coronavirus|Team __District__ relief fund]
!!![https://www.gofundme.com/f/the-dj-amp-nightlife-workers-fund|The __DJ & Nightlife Workers Fund__ (ATL)]
!!![https://www.gofundme.com/f/help-out-the-earl-employees-who-are-out-of-work?utm_source=customer&utm_medium=copy_link&utm_campaign=p_cf share-flow-1&fbclid=IwAR0hHuK1o2JS5cIosElxXEKVAYadXsFUUZ-XszHxoH8wqzlwYEquKzvorQc|Help out __The EARL__ employees who are out of work]
!!![https://www.gofundme.com/f/help-support-the-staff-at-eddie039s-attic?mc_cid=b98e285d15&mc_eid=4278520528|Help support the staff at __Eddie's Attic__]
!!![https://www.gofundme.com/f/esp-staff-support-fund|__Elliot Street Pub__ staff support fund]
!!![https://www.gofundme.com/f/help-support-elmyr-employees-while-we-are-closed?member&utm_source=twilio&utm_medium=sms&utm_campaign=contacts-v2-invite-to-donate&fbclid=IwAR3DDYNGoPpIFNz2wdXJMJ1NORVRNEEUjyDzteoawEp1Q05Mbi9suPJu3UA|Help support __elmyr__ employees while we are closed]
!!![https://www.gofundme.com/f/help-elmyriachi-employees|Help __elmyriachi__ employees]
!!![https://www.gofundme.com/f/help-the-euclid-avenue-yacht-club-family?utm_source=customer&utm_medium=copy_link&utm_campaign=p_cf share-flow-1&fbclid=IwAR19GpsW7eRf8SfgxvzkytiiCbMYK3kdjmHEPqaAjQy-graJYz8hXL1mpoQ|Help the __Euclid Avenue Yacht Club__ family]
!!![https://www.gofundme.com/f/fifth-group-family-fund?utm_medium=copy_link&utm_source=customer&utm_campaign=p_lico share-sheet|Fifth Group Family Fund (__South City Kitchen__, __Ecco__, __La Tavola__, __Lure__, __El Taco__, __Alma Cocina__ and Bold Catering & Design)]
!!![https://www.gofundme.com/f/help-the-flatiron-and-trophy-room-family|Help the __Flatiron__ and __Trophy Room__ family]
!!![https://www.gofundme.com/f/help-support-gaja-korean-bar-staff-amid-pandemic|Help support __Gaja Korean Bar__ staff]
!!!__[https://thegivingkitchen.org/support?fbclid=IwAR0Andayb2IhEgp0mEea1KmzuUWiEM8tIDPkcIl6cmN9ahCE01pok0tLxoU|The Giving Kitchen]__
!!![https://www.gofundme.com/f/help-out-the-best-dive-bar-in-atlanta|Help out the best dive bar (__The Highlander__) in Atlanta]
!!![https://www.gofundme.com/f/1xk5gs2otc|Support the employees of ]__[https://www.gofundme.com/f/1xk5gs2otc|The Imperial]__
!!![https://www.gofundme.com/f/help-support-the-staff-of-joe039s-east-atlanta?utm_medium=email&utm_source=product&utm_campaign=p_email 2300-co-team-welcome&fbclid=IwAR1ZbkrujDfQ6poSpoApWoUYGEloERJaZSvYCP1mwaXDK9dQBgTp43BZm_g|Help support the staff of __Joe's East Atlanta__]
!!!__[https://www.gofundme.com/f/leons-full-service-staff|LEON's Full Service]__[https://www.gofundme.com/f/leons-full-service-staff| staff]
!!!__[https://www.instagram.com/l5p_virtual_tip_jar/?igshid=arvm7avvp7v0&fbclid=IwAR2bGcPbi-L1XfVgRxtSqIKXdG5yFBn8mC-1u3CA8sVi2iCrC0Q_RlfBXVc|Little 5 Points virtual tip jar]__
!!![https://www.gofundme.com/f/hr8ug-help-the-masquerade-staff?utm_source=customer&utm_medium=copy_link-tip&utm_campaign=p_cp share-sheet&spMailingID=5163023&spUserID=ODQyMjg0MDAwNzES1&spJobID=1000089261&spReportId=MTAwMDA4OTI2MQS2|Help __The Masquerade__ Staff]
!!!__[https://www.gofundme.com/f/midway-pub-covid-2020|Midway Pub]__[https://www.gofundme.com/f/midway-pub-covid-2020| Covid 2020]
!!![https://www.gofundme.com/f/mjqdrunken-unicorn-staff?utm_source=facebook&utm_medium=social&utm_campaign=p_cf share-flow-1&fbclid=IwAR3r8sfwUrUVX4ofZ3ZKtiv0vCDmGesGSsvCDCFiF2hQTzax149iEu2U_HU|Support for __MJQ/Drunken Unicorn__ staff]
!!!__[https://www.gofundme.com/f/help-us-feed-the-covid19-first-responders|Moe's Original BBQ to help feed Atlanta's essential workers & first responders]__
!!![https://www.gofundme.com/f/the-pig-amp-the-pearl-soup-kitchen-delivery?utm_medium=copy_link&utm_source=customer&utm_campaign=p_lico share-sheet|__The Pig & the Pearl__ soup kitchen]
!!![https://charity.gofundme.com/o/en/campaign/help-the-plaza-theatre-survive-covid-19/plazatheatrefoundationinc?utm_campaign=ocdonate&utm_medium=facebook&utm_source=crowdrise&fbclid=IwAR2Y6sHLJxMG1KRi-jp0dbTML6p6C2zkmPNag9RThLnsvZoZ1HyG-piYiH0|Help the __Plaza Theatre__ survive COVID-19]
!!!__[https://www.gofundme.com/f/raging-burrito-staff|Raging Burrito staff]__
!!![https://www.gofundme.com/f/the-righteous-room-employee-fund?fbclid=IwAR37jZwlrN6uEtp6Ab9JaZPrZp-aF5lpdg_eqa2-5My6jszh5N5U2lnnRnY|The __Righteous Room__ employee fund]
!!![https://www.gofundme.com/f/church-staff-relief-fund?utm_source=messenger&utm_medium=social&utm_campaign=p_cf share-flow-1&fbclid=IwAR3sGmh7ND6JMFKWPgQQQ7lC0r2cxJ7RDbyaG6bKHcpQaDPARv6IAh4gdd8|__Sister Louisa's Church of the Living Room & Ping Pong Emporium__ staff relief fund]
!!!__[https://www.gofundme.com/f/sixfeetunder-relief-program|Six Feet Under ]__[https://www.gofundme.com/f/sixfeetunder-relief-program|staff relief fund]
!!![https://www.gofundme.com/f/support-the-staff-at-smiths-olde-bar?utm_source=facebook&utm_medium=social&utm_campaign=m_pd share-sheet&fbclid=IwAR1VSQgZWUDweNVW4GE2-BJWiMHVNCdN_-M0dHTvzbfUFPiTFTWlwhvApHo|Support the staff at __Smith's Olde Bar__]
!!!__[https://www.gofundme.com/f/sotto-sotto-relief-fund|Soto Soto ]__[https://www.gofundme.com/f/sotto-sotto-relief-fund|relief fund]
!!![https://www.gofundme.com/f/please-help-the-southern-belle-amp-georgia-boy-staff|Please help the __Southern Belle & Georgia Boy__ staff]
!!!__[https://www.gofundme.com/f/supply-amp-demand-fund|Supply & Demand emergency fund]__
!!!__[https://www.gofundme.com/f/taco-cantina039s-team-support|Taco Cantina's team support]__
!!![https://www.gofundme.com/f/help-my-dads-tu-staff-survive-the-covid19-crisis|Help my dad's __Thumbs Up Diner__ staff survive the COVID-19 crisis]
!!![https://www.gofundme.com/f/tin-roof-staff-relief-fund|__Tin Roof Cantina__ staff relief fund]
!!![https://www.gofundme.com/f/support-our-tiny-lous-family|Support our __Tiny Lou's__ family]
!!![https://www.gofundme.com/f/twain039s-staff-relief-fund|__Twain's__ staff relief fund]
!!![https://www.gofundme.com/f/all-fcks-given|All f#cks given: __Victory, Little Trouble, Lloyd's, S.O.S.__]
!!![https://www.gofundme.com/f/help-wax-n039-facts-employees-during-closure?fbclid=IwAR15Nalg8hMHM-uoWcz8tTqoGmTQLyTnsqmLgYlOBmWcXgcz_mWvzjfBoxE|Keep]__[https://www.gofundme.com/f/help-wax-n039-facts-employees-during-closure?fbclid=IwAR15Nalg8hMHM-uoWcz8tTqoGmTQLyTnsqmLgYlOBmWcXgcz_mWvzjfBoxE| Wax 'N' Facts ]__[https://www.gofundme.com/f/help-wax-n039-facts-employees-during-closure?fbclid=IwAR15Nalg8hMHM-uoWcz8tTqoGmTQLyTnsqmLgYlOBmWcXgcz_mWvzjfBoxE|Alive]
!!![https://www.gofundme.com/f/help-save-wuxtry-records-in-athens-amp-decatur?utm_source=customer&utm_medium=copy_link&utm_campaign=p_cf share-flow-1&fbclid=IwAR2epUmHb9EeSP05Q27fTNfvI4rb8_paiC116f5G2_ZhJSkvqMOtmB8H8jM|Help save __Wuxtry Records__ in Athens & Decatur]
!!! 
''We will update this list as we receive more information.''
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  string(3576) " IMG 8732  2020-03-19T22:04:54+00:00 IMG_8732.jpg    covidpage Support neighborhood businesses and their employees via sites setup to benefit those whose livelihood has been affected by the Coronavirus pandemic 30181  2020-05-30T18:36:00+00:00 Atlanta guide to crowdfunding sites for local service industry, musicians and music personnel, and small businesses jim.harris@creativeloafing.com Jim Harris CL COVID Team  2020-05-30T18:36:00+00:00  The closing of bars, restaurants, and clubs in metro Atlanta was first voluntary. Now it is mandatory. Remember those in the service industry you've grown accustomed to seeing on a regular basis — and those musicians and artists who perform at many of the venues you regularly patronize.

!!!8arm
!!!Donate to the 97 Estoria staff!
!!!Support for 529 staff
!!!Support the A Mano family
!!!Agave (staff) needs your help
!!!Support The Albert staff
!!!Atlanta artists emergency fund
!!!Atlanta Community Food Bank
!!!Atlanta Family Meals helping hospitality workers
!!!Banshee employee emergency fund
!!!Barcelona team members emergency relief fund
!!!The Basement EAV Staff
!!!Tip ya Battle N Brew Staff
!!!BoccaLupo Staff Fundraiser
!!!Bon Ton staff relief fund
!!!Support Bookhouse Pub servers and kitchen staff
!!!Brewhouse staff rainy day fund
!!!Brick Store Pub staff
!!!Buteco family
!!!Support show staff at Center Stage Atlanta
!!!City Winery employee relief fund
!!!The Clermont Lounge employees need your help
!!!Help out the Colonnade service staff in Atlanta
!!!Team District relief fund
!!!The DJ & Nightlife Workers Fund (ATL)
!!!Help out The EARL employees who are out of work
!!!Help support the staff at Eddie's Attic
!!!Elliot Street Pub staff support fund
!!!Help support elmyr employees while we are closed
!!!Help elmyriachi employees
!!!Help the Euclid Avenue Yacht Club family
!!!Fifth Group Family Fund (South City Kitchen, Ecco, La Tavola, Lure, El Taco, Alma Cocina and Bold Catering & Design)
!!!Help the Flatiron and Trophy Room family
!!!Help support Gaja Korean Bar staff
!!!The Giving Kitchen
!!!Help out the best dive bar (The Highlander) in Atlanta
!!!Support the employees of The Imperial
!!!Help support the staff of Joe's East Atlanta
!!!LEON's Full Service staff
!!!Little 5 Points virtual tip jar
!!!Help The Masquerade Staff
!!!Midway Pub Covid 2020
!!!Support for MJQ/Drunken Unicorn staff
!!!Moe's Original BBQ to help feed Atlanta's essential workers & first responders
!!!The Pig & the Pearl soup kitchen
!!!Help the Plaza Theatre survive COVID-19
!!!Raging Burrito staff
!!!The Righteous Room employee fund
!!!Sister Louisa's Church of the Living Room & Ping Pong Emporium staff relief fund
!!!Six Feet Under staff relief fund
!!!Support the staff at Smith's Olde Bar
!!!Soto Soto relief fund
!!!Please help the Southern Belle & Georgia Boy staff
!!!Supply & Demand emergency fund
!!!Taco Cantina's team support
!!!Help my dad's Thumbs Up Diner staff survive the COVID-19 crisis
!!!Tin Roof Cantina staff relief fund
!!!Support our Tiny Lou's family
!!!Twain's staff relief fund
!!!All f#cks given: Victory, Little Trouble, Lloyd's, S.O.S.
!!!Keep Wax 'N' Facts Alive
!!!Help save Wuxtry Records in Athens & Decatur
!!! 
We will update this list as we receive more information.
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Article

Saturday May 30, 2020 02:36 pm EDT
Support neighborhood businesses and their employees via sites setup to benefit those whose livelihood has been affected by the Coronavirus pandemic | more...
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